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01. This website may contain information about products that may or may not be available in any particular country or region of the world, may be available under a different trademark or pack size.  
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02. This website is not and should not constitute an offer for sale of products or services in territories where it is not permitted by patent law.  
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03. This website may contain information which is forward looking and involves risks and uncertainties including the risks associated with research, development, commercialization, registration and distribution.  
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04. All contents on this site are provided on an "as is" basis, without guarantees or warranties of any kind, either express or implied.  
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05. Users of this site may use/rely upon the information or material entirely at their own risk.Under no circumstances will Kotak & Co. Ltd. or its Directors or Employees or its subsidiaries or associates or the producers of this website be liable to any person or entity for any damages resulting either directly or indirectly from accessing this site or using the information provided on this site. This includes damages arising out of viruses that may infect your computer or any other equipment.  
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06. The information provided herein and any communications subsequently entertained or responded to are/shall be gratis are/shall be outside the purview of any consumer protection law.  
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07. The materials and/or information available may include inaccuracies or typographical errors. Kotak & Co. hereby disclaims all liability or responsibility and conditions with regard to such information.  
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08. Any ideas and/or information provided or gained from this site would not necessarily reflect the views of Kotak & Co. Ltd. or its Directors or Employees or its subsidiaries or its associates.  
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09. This website may provide links to other websites which we believe may be of use to the browser. However we may not have reviewed the contents of all the websites that are linked to this website and would not be responsible for its contents.  
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10. Kotak &Co. Ltd. reserves the right to disclose or delete any information and make changes to the contents of this site without any prior permission from the users.  
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11. At all times, personal data are treated confidentially. Your email address and any personal information you provide will be confidential.  
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13. This site is created and controlled by Kotak & Co. Ltd. in Mumbai, (India); as such the laws of India shall apply; courts in Mumbai only shall have jurisdiction in respect of all the terms, conditions and disclaimers or the event of any dispute.  
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